If you’re receiving payments on a real estate note in Iowa, but still want to keep some monthly income, there’s good news — you don’t have to sell the entire note.
You can sell just a portion of your private mortgage note and still retain some of the future payments. This strategy gives you access to immediate cash without giving up all your long-term income.
Let’s break down how it works and why more note holders are choosing this flexible option.
💡 What Is a Partial Note Sale?
A partial sale means you sell only a portion of the remaining payments on your mortgage note. For example:
- Sell the next 36 months of payments
- Sell a fixed dollar amount of future value
- Sell a specific percentage of the remaining balance
After the buyer receives the agreed payments, the remaining payments return to you.
This allows you to get cash now while still benefiting later from your investment.
🏠 Why Sell Part of a Real Estate Note?
Selling part of your note makes sense if:
- You need cash for a short-term expense
- You want to diversify your portfolio without giving up the entire note
- You’re concerned about borrower risk and want to minimize exposure
- You want to test the waters before committing to a full sale
It’s a smart move for Iowa note holders who want flexibility without losing full control of their note.
✅ What Kinds of Notes Qualify?
We can help you sell a partial interest in:
- Private mortgage notes
- Owner-financed real estate notes
- Land contracts or contracts for deed
- Trust deeds and promissory notes
Even if your note is in a rural area, or the buyer has a few late payments, a partial sale might still be possible.
🚀 How to Get Started
Here’s how the process works:
- Submit your note info
Just provide a few basic details — the note balance, monthly payment, term, and borrower history. - We review your options
Our network of buyers will present a custom partial sale offer that fits your needs. - You choose how much to sell
You’re in control — we’ll show you options for different payout structures. - Close fast and get paid
There’s no appraisal, no fees, and the deal is closed through a local title and escrow company.
In most cases, you can receive your funds in 7–14 business days.
💵 Ready to Unlock Some of Your Note’s Value?
If you want to keep part of your monthly income — but also need cash now — a partial note sale might be the perfect solution.
📞 Call us at 319-936-3670 or fill out the short form on this page to get your free, no-obligation offer today.