“…private mortgage notes can be sold and thus converted into cash. The amount they sell for is based on the principal balance, the number of payments that have been made (referred to as “seasoning”), the number of remaining payments, the home’s (or other asset) appraised value and the borrower’s creditworthiness.”
Looking to Sell Your Mortgage Note in Iowa?
We’re Trusted Iowa Note Buyers, And We Will Purchase Your Note Payments — Quickly And Hassle-Free.
📩 Get a Fair Cash Offer Within 24 Hours.
No matter if it’s a private mortgage, land contract, or seller-financed note — we can help you convert it into a lump-sum cash payout.

Do you have a private mortgage note, real estate note, private promissory note, or trust deed and want to sell all or part of your future payments to unlock the cash tied up in your note?
You’re not alone — and we can help.
At Iowa Note Buyers, we work with people across the state who are looking to sell their mortgage note fast for any number of reasons:
- Pay off high-interest debt
- Reinvest in higher-yield opportunities
- Diversify your portfolio
- Eliminate the hassle of bookkeeping and collecting payments
- Avoid foreclosure risk or non-performing borrowers
Even if your note is performing just fine, we can help you get a lump-sum cash offer so you can stop waiting and start using your money today.
Everything you’re dealing with — the waiting, the uncertainty, the paperwork — could be completely over within a week.
👉 Scroll down to see how easy it is to sell your note.
Text 319-936-3670 now to schedule a time to receive your fast and fair offer on your note payments within 24 hours
START HERE to Get An Offer On Your Note Today →
What Types of Owner-Financed Notes Can We Buy for Cash Fast?

Are you wondering, “How can I sell my Iowa note when the borrower isn’t making payments?”
You’re not alone — and we can help.
At Iowa Note Buyers, we specialize in buying Performing and Non-Performing notes, including tough situations where the borrower has stopped paying. We’re one of the few local Iowa note buyers who make cash offers on even the “ugly” notes that others won’t touch.
- Real Estate Notes (in IA and other states as well!)
- Promissory Notes
- Secured Notes
- Land Contract Notes
- Many Owner Financed Notes
- Performing and Non-Performing First Mortgages
- Performing and Non-Performing Second Mortgages
- Business Notes
- Commercial Notes
- Partial Notes (don’t want to sell all of the remaining note payments? We can buy partial notes too!)
For any other types of notes… just submit your info to us through the form on this page. We’ll evaluate it and get you a guaranteed offer within 24 hours. Still have questions? Check out our Frequently Asked Questions Page →

Why Work with Iowa Note Buyers to Sell Your Mortgage Note?
At Iowa Note Buyers, we specialize in helping note holders like you sell private mortgage notes, real estate notes, and land contracts — right here in Iowa City, Iowa, and nationwide.
We’re experienced note brokers, which means we connect you with vetted, serious buyers who are ready to make fair cash offers for your note — whether it’s performing or non-performing.
✅ We do the legwork
✅ You avoid the hassle
✅ No upfront fees, ever
Our job is to represent your interests, help you understand your options, and make sure you get the highest possible offer for your note — fast.
Whether you’re looking to sell the entire note or just a portion, we’ll guide you through a smooth, professional process from start to finish.
📞 Have questions? Call us anytime at 319-936-3670, or fill out the quick form on this page to get started.
How to Sell Your Private Mortgage Note with Iowa Note Buyers
Selling All Or Part Selling Your Private Mortgage Note in Iowa Is Easier Than You Think
If you’re looking to unlock the cash tied up in your mortgage note, you’re in the right place. Our process at Iowa Note Buyers, Iowa’s trusted note broker, is simple, fast, and designed to get you paid — without the stress.
🔹 Step 1: Submit Your Note Details
Fill out the quick form on this page or give us a call at 319-936-3670. Let us know a few basic details about your note — such as the remaining balance, number of payments left, property info, and borrower situation.
🔹 Step 2: Get a Cash Offer
We’ll review your note and present you with the highest possible offer — along with flexible options tailored to your needs. Whether you want to sell the full note or just a portion, we’ll help you maximize your return.
🔹 Step 3: Get Paid Fast — No Appraisal, No Hassle
Once you accept the offer, we move quickly. There’s no formal appraisal required, and we’ll coordinate everything through a local title and escrow company to ensure a smooth, secure closing.
You’ll receive your funds via cashier’s check or wire transfer — typically within 7 to 14 days, and sometimes even faster.
💰 How Much Can We Pay for Your Note?
We work with buyers who are ready to pay top dollar for private mortgage notes, real estate notes, and land contracts — even non-performing notes.
Because most notes are purchased at a discount, we’ll show you how to get the most cash now or structure your payout for maximum value — and in some cases, we may even be able to get you close to the full face value of the note.
📞 Call us at 319-936-3670 to learn how to get the highest possible price for your note.
It’s that easy.
✅ No fees.
✅ No hidden costs.
✅ Cash in hand in as little as 7 days.
Get Your No-Obligation Offer Today!
We’ll Help You Weigh All Of Your Options Before You Sell Your Note.
We Are Local Note Buyers… So Let’s Chat! Get Started Below.
Unlock The Cash Stuck In Your Note Below!
We buy real estate notes, mortgages, and other types of notes fast. Put your address and email below and answer 5 easy questions on the next page to get a cash offer in 24 hours!
Or Give Us A Call Now At 319-936-3670

We help note holders in IA and surrounding states sell all types of real estate-backed notes — quickly and for top dollar. Whether you’re looking to:
- Sell a private mortgage note in Iowa City, IA
- Sell a private trust deed in IA
- Sell a cash flow note in IA
- Or sell an owner-financed note in IA
— we’re here to help!
As trusted Iowa City, IA note brokers (with an office based in Iowa City), we work with buyers across all corners of IA and nearby states to get you the best possible offer for your note.
If you’re ready to unlock the cash stuck in your mortgage note, we’d love to help you explore your options.
📞 Prefer to speak with someone first? Call us anytime at 319-936-3670 or simply submit your note details through the short form on this page.